Preheat the oven to 425 degrees. Line a sheet pan with foil and spray with cooking spray.
Lay half the chips on the cookie sheet. Cover with half the black beans, half the pico, half the jalapenos, and half of the cheese. Be careful to get the toppings actually on the chips and not the pan. Repeat with a second layer.
Bake on high 8-12 minutes or until the cheese is bubbly.
Top with guacamole and fresh cilantro! Serve with additional salsa and sour cream or plain greek yogurt if desired.
Serve these meatless easy nachos recipe immediately so the chips don't get soggy. Leftovers will not keep well.