Put all ingredients in the Crock Pot. Cook on low for 8 hours or high for 4 hours.
Adjust chipotle, salt and pepper to taste and remove the bay leaves.
Blend about halfway with an immersion blender. Leave some beans and peppers whole.
1 teaspoon of chipotle powder will be hot, but still tasty! Use less if you are sensitive to heat. You can also use canned chipotle in adobo sauce. Start with one chili and add more to taste.I tested with ½ teaspoon salt and pepper.